There are three reasons I encourage buyers to apply for a loan early. The first is peace of mind in knowing exactly what you can afford. The second is to have the opportunity to compare the service and selection that two or more mortgage experts offer. The last and most important is the fact that in today ’s market environment, many sellers won’t even consider your offer unless they know you’re pre-approved for the loan.

 I suggest to my buyers that they contact the mortgage experts I’ve had the pleasure of working with. In no particular order they are:

There are many pitfalls to avoid in the lending business these days. There are many scams in the market place. I feel confident you will be treated professionally and with the highest ethical standards by any one of these individuals. Incidentally, there is no “business” arrangement or referral fee of any kind paid between me and any of the people listed here. They are simply the most reliable, professional people I can recommend.